BEFORE TRAVELING WITH A CREDIT CARD: WHAT YOU SHOULD KNOW

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BEFORE TRAVELING WITH A CREDIT CARD: WHAT YOU SHOULD KNOW

Traveling with a credit card can have some unintended consequences if you’re not careful. Here’s how to properly prepare before you embark on an international trip.

One of the first tricks that most of you already know is to alert your bank that you’re going out of the country.

People often overlook this critical step because many times nothing happens. But once in a while, the bank will flag your overseas purchases as potential fraud and freeze your card.

The good news is that banks are making it easier to provide your travel information over the phone and online. Bank of America even lets you send the info through a text message.

The other important item to check is your card’s expiration date. If it expires while you’re traveling, you could get stuck.

Ask your card issuer about its policy for sending new cards overseas and what kind of fees is attached to that service.

Always keep a copy of the bank’s local number IN the country you’re visiting. The 1-800 numbers on the back of the card probably won’t work if you’re abroad.

Next time you rent a car or check in to a hotel; be careful which form of payment you hand over, or you could find yourself with an empty bank account or a blocked credit card.

Here’s what happens: At hotel check-in, the clerk will ask to see your credit or debit card. Contrary to popular belief, they aren’t just taking an imprint to keep on file to charge your final bill.

They’re contacting your card company to reduce your available balance by their estimated total. This is meant to protect the merchant. Depending on the hotel’s policy, it can be anywhere from $100 to $300 a night.

My advice, don’t hand over a debit card, or you could wipe out your account before you know it.

The best thing you can do is arm yourself with knowledge, which means asking the clerk exactly how much is being blocked, and for how long.

If you use a different card to pay your bill, notify the clerk to have the block released … or it could remain for up to 15 days.

AT DISCOVERY SENSE TRAVELS WE CAN HELP YOU MITIGATE THIS AS OUR SERVICES INCLUDES FLIGHT TICKET, HOTEL RESERVATION & EVEN TOUR (DUBAI PACKAGE)

Goodnews! We are on Whatsapp: 08051824654 (Chat 27/7)

Email: info@discoverysensetravels.com

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Adeogun Adewunmi
Adeogun Adewunmi
passionate about travel and all dots surrounding the planning and implementing a great experience.

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